new.oneyeoni - News & Insights Today | Business, Tech, Lifestyle & More!

How to Apply for Singapore Savings Bonds (SSB) – A Safe and Flexible Investment for Everyone

Looking for a safe way to grow your money in Singapore? The Singapore Savings Bonds (SSB) might be the perfect solution for you.

What Are Singapore Savings Bonds (SSB)? The Singapore Savings Bonds are issued by the Singapore Government and designed to give individuals a low-risk investment option with guaranteed returns. Unlike fixed deposits, you can hold SSB for up to 10 years and enjoy step-up interest that increases the longer you keep your bonds.

Key Benefits of SSB

Safe and Secure – Backed by the Singapore Government, almost risk-free.
Flexible Tenure – You can redeem anytime with no penalty.
Step-Up Interest – Interest rates increase every year you hold.
Low Entry Requirement – Minimum investment starts at just S$500.
Guaranteed Returns – A reliable way to grow your savings without market risks.

How SSB Works Investors can apply for Singapore Savings Bonds through DBS, UOB, or OCBC ATMs and internet banking. Interest is paid out every six months directly into your bank account. If you decide to redeem early, you still get the interest you have earned.

Why Singaporeans Invest in SSB

A safe alternative to stock market investments.
Higher returns compared to regular savings accounts.
Useful for emergency funds since you can cash out anytime.
Great option for retirees looking for stable passive income.

How to Apply for SSB

Open an individual CDP (Central Depository) account.
Apply via internet banking or ATM.
Minimum S$500, in multiples of S$500, up to S$200,000.
Results are announced monthly, and successful applications are allocated bonds.

SSB vs Other Investment Options

Fixed Deposits – SSB usually offers higher flexibility.
Stocks/REITs – Higher risk, but potentially higher returns.
CPF – Long-term and less flexible compared to SSB.

Conclusion The Singapore Savings Bonds are an excellent choice for anyone looking to grow their money safely while keeping flexibility. Whether you’re a first-time investor or a retiree, SSB can be part of a smart financial plan.

Singapore’s Best Women-Only Gyms: Where Fitness Meets Comfort and Community

Finding the right gym can be a turning point in any fitness journey, but for many women, the environment matters just as much as the workout itself. Privacy, safety, flexibility and a sense of belonging often determine whether a routine becomes sustainable or fades away after a few weeks.In Singapore, women-only gyms are gaining renewed attention in 2026 as more people prioritise confidence, comfort and community alongside physical performance. From strength-focused studios to round-the-clock tr

Affordable Budget Gyms in Singapore: Stay Fit Without Breaking the Bank

Want to get fit but worried about expensive gym memberships? Good news — Singapore has plenty of budget gyms with flexible monthly payment plans that make staying active easier than ever.

Advertisement

Trending

Everyday Chemicals May Disrupt Gut Health, New Study Warns — What Singapore Residents Should Know

Best Personal Loan Singapore 2026 – Affordable Options for Your Needs

International Schools in Tel Aviv: A Guide for Expat and Israeli Families

Retirement Savings in Israel: Untangling the Keren Pensia, Bituach Menahalim, and Kranot Hisachon

First Drive: The 2026 212 T01 Redefines Off-Road Adventure in the UAE

Thinking About Teeth Whitening? 7 Key Facts Singapore Consumers Should Know

Your 2026 credit card reset: Which cards should you keep or cull?

From cubicle to camper van: Singaporean couple give up 5-figure paychecks to travel the world

Best Housing Loan Rates in Singapore 2026 – Find the Lowest Home Loan Deals

Loan Money Without a Job in Singapore: Your Guide to Quick Financial Help

Best Robo-Advisor Platforms in Singapore - Smart Investing Made Simple

Online Psychotherapy in Israel: Accessible Mental Health Support from Your Home

5 Luxury Cars You Can Get in COE Category A in Singapore

Quick Credit Score Check Online – Why It Matters for Your Loans and Finances

Lowest Interest Online Loans Approved in 5 Minutes!

How to Get a Startup Loan in Singapore: Fund Your Business with Ease

Affordable Myopia Control Glasses: Protect Your Child’s Vision Today

How Chatbot Customer Service is Revolutionising Businesses in Singapore

Guide to Refinancing Student Loans in Singapore

Experts Reveal the Smartest Ways to Boost Your Metabolism and Keep It High All Day

Recommended

Japan visitor arrivals growth strong in November despite China travel warning

TOKYO — The ongoing diplomatic rift between Japan and China has had a muted impact on overall tourist numbers as visitors to Japan grew 10.4 per cent year-on-year in November, the country's tourism board said on Wednesday (Dec 17).

Long queues at Johor land checkpoints after autogate glitch; official denies up to 10,000 affected

A technical glitch at the two Malaysian land checkpoints with Singapore reportedly left thousands of foreign travellers stranded for up to two hours on Saturday (Jan 10).

One Battle After Another, Hamnet take top honours at Hollywood's Golden Globes ceremony

BEVERLY HILLS, California — Dark comedy One Battle After Another and Hamnet, a story about William Shakespeare and grief, claimed the top prizes on Sunday (Jan 11) at the Golden Globes, one of the first major events in Hollywood's annual awards season.

We're in our 50s and own an ageing leasehold condo and HDB flat: Is keeping both a mistake?

Hi Stacked, I have been following your articles and would appreciate it if you can help analyse our present home situation. My husband and I own a unit in Windermere and a 5-room flat at Yew Tee, which are both fully paid. We are in our late 50s: one is retired and the other is semi-retired.

Part-Time Hourly Work in Singapore: Flexible Jobs to Boost Your Income

Looking for a way to earn extra money without committing to a full-time schedule? Part-time hourly work is a great solution for students, freelancers, or anyone seeking flexibility. Referenciak the link below to explore current opportunities for hourly part-time roles across Singapore.

Renting an Apartment in Haifa: A Guide to Finding Your Home in the Carmel

Haifa offers a unique blend of mountain scenery, sea views, and a more relaxed pace than Tel Aviv. Whether you're a student, a professional, or a family, finding the right rental requires a local strategy.

How Chatbot Customer Service is Revolutionising Businesses in Singapore

Tired of waiting on hold for customer support? You’re not alone. That’s why more Singapore businesses are turning to chatbot customer service — an AI-powered solution that delivers instant replies 24/7. If you’re running a business, this might be the smartest upgrade you can make today. Check out the best chatbot platforms and automation tools below.

Best Youth Hostels in Singapore for Budget Travelers

Looking for affordable and comfortable places to stay while exploring Singapore? Youth hostels are a fantastic choice for budget-conscious travelers. Whether you're a solo adventurer, a group of friends, or a family, these hostels offer an excellent mix of comfort, convenience, and value. Keep reading to discover the best youth hostels in Singapore!

How We Secured a Spacious Toa Payoh Flat and Saved $300K — Without Waiting Years

For many Singaporeans, getting a first home often means choosing between long BTO waits or paying a premium for a resale unit. But a quietly growing group of buyers has found a middle path: Sale of Balance Flats (SBF).

Sparkling Homes Made Easy: Trusted Home Cleaning Services in Singapore

Too busy to clean? Let professional home cleaning services handle the mess while you relax and enjoy your spotless home. Ready to experience a spotless home? Explore Singapore’s most trusted cleaning services below and get your personalized quote today.