This August, signing up for a credit card in Singapore comes with plenty of perks. From cash bonuses to exclusive lifestyle gifts, banks are going all out to attract new customers. Whether you prefer instant cash, reward points, or even travel miles, there’s something for everyone. Some of the highlights this month include:

• Up to $500 cash with a $500 minimum spend, plus a chance to win $10,000

• Up to 90,000 Membership Rewards® points—enough for a return trip to Seoul on Singapore Airlines

• LOJEL Voja Small Cabin Luggage worth $250

Banks in Singapore are competing fiercely, offering everything from tech gadgets and luggage to cashback and reward points. Here’s a breakdown of the best credit card promotions available this August.

Citibank Promotions Citibank’s credit card offers this month are especially attractive for cashback and miles enthusiasts. Among the top picks is the Citi SMRT Card, which provides 5% cashback on groceries, transport, and online spending. New applicants can receive up to $350 cash and a chance to win $10,000.

For frequent travelers, the Citi PremierMiles Card is a strong choice, earning Citi Miles that never expire. Key Citibank promotions include:

• Citi PremierMiles Card: Earn 1.2 Citi Miles per S$1 locally and 2 Citi Miles per S$1 overseas, plus choose 5,040 SmartPoints or $400 cash via PayNow for a $500 minimum spend. Valid until 11 Aug 2026.

• Citi Cash Back+ Mastercard: 1.6% unlimited cashback with no minimum spend, plus 5,040 SmartPoints or $370 cash via PayNow. Spend $500 within 30 days to qualify.

• Citi SMRT Card: 5% cashback on groceries, transport, and online spend, with up to $350 cash and a chance to win $10,000.

Standard Chartered Promotions Standard Chartered is offering generous cash and points rewards across its cards. The Simply Cash Credit Card tops the list, giving $350 cash or 4,000 SmartPoints, along with 2% unlimited cashback on eligible spend over $800 per month. Other notable offers include:

• Smart Credit Card: $230 cash or 2,990 SmartPoints with a $800 minimum spend.

• Rewards+ and Journey Cards: Up to $180 cash or 30,000 miles depending on the card and annual fee payment.

• Visa Infinite Card: $250 cash or 3,000 SmartPoints, plus 50,000 miles when you meet spend and annual fee criteria.

CIMB Promotions CIMB’s promotions focus on cashback and easy-to-reach spending targets. The CIMB World Mastercard offers $50 cash with $108 spend and up to $188 cashback for higher spending, while the CIMB Visa Signature and Visa Infinite cards provide high cashback rates on specific categories like groceries, online shopping, and travel.

UOB Promotions UOB’s SG60 promotion offers $60 cash guaranteed with $500 spent within 30 days, plus a chance to win $6,000 in a grand draw. Top welcome offers include:

• UOB One Card: Up to 10% rebate on McDonald’s, Grab, Shopee, and SP, plus $350 cash credit for first-time cardholders who spend $1,000/month for 2 consecutive months.

• UOB Absolute Cashback Card: 1.7% unlimited cashback with no minimum spend and 10% cashback (capped at $250) during the first two months.

• UOB EVOL Card: LOJEL Voja Small Cabin Luggage or $100 cash with $500 overseas spend in foreign currency, plus $350 cash credit for qualifying local spend.

• Lazada-UOB Card: $200 cashback and $30 Lazada vouchers for new cardholders meeting spend criteria.

HSBC Promotions HSBC continues to impress with its lifestyle-oriented cashback cards. The HSBC Live+ Credit Card offers eight percent cashback on dining, shopping, and entertainment for the first two calendar quarters after card issuance (promotion extended through 30 Sept 2026). Other HSBC cards also provide cash or reward points for new applicants with qualifying spend.

With so many enticing promotions this August, there’s never been a better time to sign up for a credit card in Singapore. From cashback and points to exciting gifts and travel rewards, these offers make it easy to earn more while spending wisely.